Confused by all the options? You're not alone. Here's a clear breakdown of what each type of coverage actually does — so you can make an informed decision about what's right for you.
Most people don't know what they're paying for. Here's a plain-English guide to each coverage type so you can understand your options.
Covers injuries and property damage you cause to others in an accident. Required by Texas law — we'll make sure you have the right amount.
Pays to repair or replace your car after an accident — regardless of who was at fault.
Protects against theft, vandalism, hail, fire, falling objects, and animal collisions — the things that happen when you're not driving.
Protects you if you're hit by someone without insurance — or with too little coverage. Texas has a high rate of uninsured drivers.
Helps cover medical bills for you and your passengers after an accident — regardless of who caused it.
Combine auto with home or renters insurance for significant discounts. Many clients save hundreds per year.
Most insurance companies offer a discount when you carry both your home and auto policies with them — typically 10-25%. But bundling isn't always cheaper. Here's what to consider before you bundle.
Whether you're shopping for the first time or just want a second look at your current policy, we're happy to walk through your options — no pressure, no obligation.